• Evaluation of credit applications, with reference to risk factors
• Ensure all applicable documentation for credit applications are received from Sales
• Responsible for ensuring that all advances contracts / facility letters are complete and legally correct.
• Responsible for ensuring that any differences between source documents and the system are corrected and that documents are appropriately filed.
• Responsible to ensure that fees and charges are recovered in accordance with the prescribed guidelines.
• Completion, processing and filing of all applicable documentation for overdraft facilities and loans: existing and new customers as per prescribed guidelines
•  Keeping up to date with latest amendments to Credit Manual and any related policies and documentation.
• Adherence to all regulatory requirements prescribed by Bank of Botswana, NBFIRA, FIA Botswana Government and Bank’s policies and procedures
• Ensure Monthly/quarterly/annual revision of approved facilities.
• Ensure Daily/Weekly/Monthly Reports (credit related) to be processed according to requirements.
• Ensure Excess memorandum submitted to centralised Credit Office when applicable.
• Ensure management and monitoring of collections of arrears/excess accounts.
• Ensure actioning of daily, weekly, and monthly credit reports for timely submission to centralized credit office which include the following:

                                i.           Daily excess report. NSF

                              ii.           Detailed finance exception report BID 2. Arrears

                             iii.           Detailed cheque exception reports BID 2. Excesses.

• Ensure reporting of the credit policy breaches to ensure properly authorised at the appropriate approving levels